Finance Blog: Top 3 basics for personal finance

If there is one thing that all university students have in common, it’s a love/hate relationship with procrastination. Putting off working on an assignment that’s due in two weeks may not be a big deal, but putting off learning how to properly manage your finances could be far more damaging. There is a lot to learn on this subject, some things more important and some less. Below is a list of the three crucial topics that are worth learning about. Know and improve your credit scores The first step to take is to find out what your credit score is. This can be done quite easily using services like Credit Karma or MOGO. At this point you’ll likely be surprised […]

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Letter: North Korea and America’s feud will not be fatal to civilians

While much has been made of the recent heightening of tensions between the United States and North Korea, the general public has little rational cause for concern. North Korea has been making bold threats towards the U.S. for decades, and while there are reports that they are coming closer to developing long-range nuclear missiles, this is not what has prompted the recent public outcry. Trump recently made headlines for declaring that North Korea will be met with “fire and fury” if they continue to make threats against the U.S. and its allies. Doomsayers point to the fact that he didn’t qualify his statement by saying this response would apply only if North Korea were to take action. This distinction makes […]

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Finance Blog: How to save for an overseas vacation

As always, the first step in saving for this financial goal is to make a plan. An easy way to plan for an overseas vacation is to talk to an investment advisor about setting up a Regular Investment Plan. This plan will automatically send a predetermined amount of money from your bank account to an investment account where it can be invested in a stock, actively managed mutual fund, or index fund of your choosing every month. A mutual fund is an investment vehicle which pools the money of many investors and invests it in a diversified basket of securities, while an index fund is a type of mutual fund which the portfolio is constructed to track a market index […]

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Politics Blog: How Andrew Scheer can win the 2019 election

The federal election may not officially start for over a year, but for the newly appointed leader of the Conservative Party of Canada, Andrew Scheer, the campaign trail starts now. With 13 ballots, Scheer narrowly edged out a victory over Maxime Bernier, his rival and then frontrunner. On the campaign trail Scheer spoke of uniting the Conservative Party and focusing on issues that unite us, not divide us. This is exactly what he will have to accomplish if he hopes to win in 2019. With 14 diverse leadership candidates all garnering support right up until the day of the leadership election, Scheer is going to have his work cut out for him in uniting the party. The more than 30, […]

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Finance Blog: Getting started on student savings

Saving money is never easy, particularly for students. Between classes, assignments, studying, extracurriculars, and trying to maintain some semblance of a social life, finding the time to work can be an incredibly challenging task. Bearing this in mind, it is crucial that you efficiently spend and save whatever funds you manage to get your hands on. The most important weapon you can carry on your quest for financial freedom is a carefully thought-out budget. A good strategy is to monitor for a week how much you spend, and on what. At this point, you are ready to determine if you need to cut back your spending (or more likely, by how much you need to do so). While it may […]

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